Vincent J. Bono, J.D. - Federal Employee Advocates

Retirement planning involves an almost overwhelming number of decisions, including choosing the correct mix of products and strategies to help you achieve your financial objectives. One potential approach to income planning for retirement is annuitization. Annuitization enables a retiree to add a reliable stream of income in retirement via an annuity contract. Annuitization offers long-term … Read more

Annuity laddering can be a smart way to optimize your retirement income. It is a strategic approach to purchasing annuities. Laddering allows you to spread out your potential risk, diversify income streams, and better adapt to changing financial conditions.  You may have encountered the concept of laddering as it relates to bonds or certificates of … Read more